A password manager is the single most effective thing you can do for your online security. It generates strong, unique passwords for every account and remembers them so you do not have to.

Here is how the major options compare.

What to look for

• Zero-knowledge architecture – the provider cannot read your passwords
• Cross-platform support – works on your phone, laptop, and browser
• Breach monitoring – alerts you when your credentials appear in a leak
• Ease of use – if it is annoying, you will not use it
• Price – free tiers exist, but paid plans add real value

The contenders

Bitwarden

Price: Free (generous tier), $10/year premium